Wade Donald Pfau

The Retirement Planning Guidebook navigates you through the important decisions to prepare for your best retirement. You with the detailed knowledge and understanding to make smart decisions:

Two fundamentally different philosophies for retirement income planning, which I call probability-based and safety-first, diverge on the critical issue of where a retirement plan is best served: in the risk/reward trade-offs of a diversified and aggressive investment portfolio that relies primarily on the stock market, or in the contractual protections of insurance products that integrate the power of risk pooling and actuarial science alongside investments....