Getting out of debt

Introduction

Part 1: Getting started getting out of debt. Eliminating debt : the basics

Facing financial facts

Breaking down the parts of a budget

Creating a new budget

Spending less and saving more

Part 2: Making sense of credit reporting and scoring. Discovering how credit reporting works

Understanding credit reports and scores

Monitoring your credit reports and scores

Part 3: Taking action on high debt and bad credit. Getting the best help for bad credit for free

Coping with debt collection

Reducing credit damage in a crisis

Part 4: Successfully managing your debt and credit for life. Starting or restarting your credit in real life

Putting yourself in control of your credit

Part 5: The part of tens. Ten debt don'ts

Ten ways to deal with a mortgage meltdown

Ten strategies for dealing with student loans.