"We borrow money if we want to buy something that we can't afford. Sometimes people borrow from friends or family. But for big expenses, like a house or a car, people might get a loan from the bank. This book looks at different ways of borrowing money; how the money gets paid back; and why it's usually better to save for what you want. The book ends with a short quiz, so readers can test their financial knowledge"-- Amazon.com.