An HMO in Boulder, Colorado, refuses to pay for experimental treatment which might save a little girl with a heart ailment. When the HMO's director is murdered, suspicion falls on the girl's sister. Psychologist Alan Gregory investigates.

"Bea is drawn back into the questionable doings of the members of the multi-billionaire Holland family, including an engagement with a fake diamond ring, an alleged suicide attempt, an abusive man who tries to put the frighteners on Bea, and the ambiguous behaviour of the black sheep of the family, who turns out to be the joker in the pack"--author's website.